When you have bad credit, common interactions like applying for a car, personal or mortgage loans, and even a store card gets harder. You are more likely to be rejected , and you also pay more for services like cellphones and automobile insurance. Below is a table that shows the difference between having a low and high credit score.
|High Credit Score||Low Credit Score|
Pay lower interest rates
|Pay higher interest rates|
Instant approval on mortgage, personal and car loans
Denied for a loan
Instant approval on store credit and credit cards
Denied credit cards
Cable & Utility companies tend to waive deposit fees for new customers
Keep you from getting a job you are well qualified for
Rejected from an apartment
Fixing your credit on your own is not easy and that is why Financial Education Services created their FES Protection Plan. This plan includes services designed to help you restore your credit and maintain a high credit score. Financial Education Services has partnered with UCES, a reputable credit restoration company located in Farmington, Michigan. UCES has been in business for over 10 years and helped over a thousand satisfied customers in restoring their credit. There are customer service agents available to assist their customers from 9:00am- 5Pm EST, Monday through Friday. After signing up, It’s recommend that you do so with an email that you check on a regular basis (and add the company’s name in your contact list) to avoid losing any important emails.
Once you join, you will receive access to valuable credit services that will help you restore your history and improve your score.
Credit Restoration service
This service uses the information you share to generate dispute letters against unfair and inaccurate listings on your credit report. Many people are surprised to find that some of the negative items on their credit reports are actually errors. By using the Credit Restoration Service, the quick and easy dispute letters you’ll be able to generate will keep those inaccurate listings from dragging your score down.
Financial Education Services help customers with:
- Collection Accounts
- Identity theft
- Medical Bills
- Student Loans
- Public Records
- Tax Liens
Aside from the Credit restoration services, FES provides its members with over ten additional services as a bonus package. The Credit monitoring services helps you keep an eye on your credit reports. It helps you see the progress you are making as your score goes up. It also helps you identify any fraudulent or erroneous new accounts that can hurt you.
FES Debt Zero
FED Debt Zero is a debt free service that teaches you how to manage and pay your debt off a timely manner and which also helps you to save more. It helps you track your payments on your debt and your journey toward zero money owed.
Life Lock protects you against a frighteningly common type of credit card fraud. Life Lock notifies you immediately when something happens so that you can protect your financial future.
Credit Builder demonstrate the different components that makes up your entire credit score. It teaches you how to stay within the percentage bracket to avoid hurting your score.
My Care Will & Trust
As you build stability, you also build a stronger foundation for your family. My Care Will & Trust can help you organize your affairs so that your family is safe no matter what happens.
These are just a few of the programs FES has to offer in addition to over ten free services members receive as a bonus.
I have personally used FES services. My credit score went from the low 600’s to the mid 700’s. This high score has allowed me to lock in a 3.7 mortgage interest rate, and I am looking forward to close on my first house in a few weeks.
There is no instant and painless solution to restoring your credit. It takes work, discipline and determination. However, by taking this step, you can assure that you have the support and structure you need to get started. FES is with you all the way, and they want to help you get access to the financial opportunities and security you deserve.
Please feel free to send me an email at email@example.com with any questions you may have. I will be more than happy to assist you with the credit restoration service.